FAQs on Credit History Repair

We understand that everyone has questions about credit reports and therefore we do the best we can to supply you with the information you need on credit history repair. To help you stay informed we have a list of common questions below. Please contact us with additional questions because we truly want to be well informed on all of your credit repair needs.

What is a credit report?

A credit report is a collaboration of all of your credit history, loans, applications and payments. It's a comprehensive way of showing your financial history and dependence. It is a way to prove yourself to future lenders that you are worthy of a loan or credit card.

How long does credit repair take?

Unfortunately there is not one answer for this question! Based on your credit we will be able to tell you how long it may take. It is a slow process but necessary to improve your credit.

Why do I need your help?

Our company makes your credit history repair both painless and secure. We know how to deal with lenders, bureaus and disputes.

What is considered a negative charge?

It is something on your credit report that is making your credit less than perfect. It can be late payments, missed payments, or outstanding debts.

If I don't get help today, what will happen?

Although a negative charge may be removed after 7 years, you will probably maintain your current lifestyle. By using us we can help you get back on the right track.